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A handy guide to buying the right laptop

A handy guide to buying the right laptop

Laptops are powerful portable tech that is versatile, compact, and fast, making them the preferred choice. However, the best laptop for you is the one that complies with your needs. Now, there is a plethora of laptops in the market. This makes choosing the right device a daunting task. To help you, here is a guide to help you buy a laptop as per your needs and the best ones available in the market. Plan your budget Thanks to tough competition between laptop brands, you can buy a laptop for as low as $200. But if you can increase your budget, you can buy a quality laptop with better performance and features. Laptops like HP Stream and Dell Inspiron 11 3000 are the least expensive, costing about $150-$200. Laptops costing $900 and above have faster processors, cutting-edge graphics, and powerful resolutions. Moreover, they are lighter, making them efficiently portable. Pick your operating system Do you want a Windows or a macOS? There is no wrong answer, as the choice of the operating system solely depends on your preference. If you are confused, here’s a brief summary of each. Windows 10, Microsoft’s latest operating system, is the most flexible. Moreover, laptops with Windows OS are generally inexpensive and offer features like touch screens and dual graphic chips.

Top 7 vacuum cleaner brands

Top 7 vacuum cleaner brands

If you have a dog, love deep cleaning, or simply need a vacuum, you must be scouring the Internet to get your hands on just the right vacuum cleaner. However, since there are many options, we have curated the best brands of vacuums. From basic vacuums to ones with a plethora of features, here are the top brand name vacuums. Dyson Dyson has one of the highest-ranking vacuums right now in the market worldwide. This UK-based manufacturer never seizes to impress. You can get a wide range of vacuums that are efficient and super-stylish. If you want a vacuum that’s sleek and effective, then Dyson vacuums are worth a try, as they look stylish and are highly durable. Dyson makes lightweight vacuums, so vacuuming the house never feels like a task. iRobot iRobot, founded by MIT, is one of the top brand name vacuums. Not many may be aware, but the first robot vacuum from iRobot (called Roomba) dates back to 2002. With this brand, you are not limited to a few models, so you can choose what fits you the best. iRobot’s vacuums have brilliant battery life, so if you wish to buy a robot vacuum, get it from the iRobot.

5 things to know before buying a mattress

5 things to know before buying a mattress

Given the sheer number of choices available for the best brands and their products, even choosing a mattress can become an overwhelming task. You can sort the best products out of hundreds of options by making a list of key features. Asking questions like how comfortable the product is to use, whether it is constructed with premium materials, and how much it costs will help narrow down the choices quickly. Here is a list of features that you must consider before buying. Comfort If you are willing to pay top dollar for just a mattress, it should offer premium comfort. Your head, neck, and spine should be in a comfortable position for a good night’s rest. Understand that natural alignment is the only way to avoid pain and discomfort the following day. Another thing to consider is breathability and cooling. The bed should be able to circulate air well and offer cooling to some extent. Nolah Original 10 and The DreamCloud mattresses rank among the best brands for natural cooling. Weight transfer and support It is just not possible to sleep in the same position throughout the night. Mattresses must be able to carry bodyweight transfers without compromising on comfort and cooling.

5 must-have fashion pieces in 2021

5 must-have fashion pieces in 2021

Fashion is ever-evolving, but some looks never go out of style. From breathable, light apparel for the summer season to quilted jackets and sweater vests necessary to ride out those chilly winter months, popular fashion makes a comeback every year. If you are looking for some fashion pieces that are comfortable yet stylish, you must experiment with the following fashion trends of 2021. Sweater vests Sweater vests are making a stylish entry among the latest fashion trends of 2021. Popular options range from deconstructed vests to oversized duplications across the top fashion and apparel brands. But instead of picking monochrome colors, you can experiment with a bit of texture and detail, especially for oversize vests. As the temperatures continue to drop in the fall season, these sweater vests can very well compliment shirt dresses and turtlenecks. Striped, mélange, and crochet sweater vests look good on most types of dresses and apparel. Return of the 90s The 90s fashion was driven by the concept of mixing and matching colors, patterns, and textures to set fashion trends. From cardigans over shirts to plain white t-shirts under slip dresses, these fashionable combinations have also made a comeback. You can experiment with the accessories.

Top 5 jacket styles trending in 2021

Top 5 jacket styles trending in 2021

As we prepare for the fall and winter, it’s time to bring out the jackets from your wardrobe. Whether you’re trying to bundle up before stepping out or if your outfit just needs that extra layer to be perfect, jackets are there to complete the look. The year 2021 has seen some beautiful collections hit the market, and we’re here to guide you through the jacket styles that are trending the most. Here are five types that your wardrobe needs to have this year. Shearling jackets Fuzzy coats can be quite fun to wear from time to time, but they’re a bit much for casual occasions. And shearling jackets have been the ideal substitute for such outfits since they pair well with almost everything. This style has been gaining immense popularity in the past few seasons, and you can find a wide variety of details and designs according to your preferences. The most common and versatile style is a denim jacket with a white fuzzy lining. Shackets If the weather is too warm to bring out your thick jackets, now is the perfect opportunity to experiment with the shacket. This style is a jacket made with thin, shirt-like material that is light in weight and comfortable to wear.

Lipsticks – Types, top brands, and tips on finding the right ones

Lipsticks – Types, top brands, and tips on finding the right ones

Finding the perfect lipstick for yourself is not as easy as makeup bloggers make it sound on YouTube. You’ll come across different types, shades, textures, shapes, and sizes, making it a confusing and overwhelming decision. So, to help you find the right one, we have put together a list of the most popular types of lipsticks, the best brands, and tips for finding the perfect shade. Three most popular types of lipsticks There are over 20 different types of lipsticks, and these three are the most popular ones out of the lot. Gloss lipsticks These lipsticks are great for people with thinner lips because they are super-shiny and make the lips look plumper. You can always use a gloss along with lipstick to mix and match the colors and get a little bit of shimmer. Matte lipsticks Matte shades give a sophisticated and modern look. They are the exact opposite of glossy lipsticks providing absolutely no shimmer or shine. They glide smoothly on the lips and may even protect them if they contain vitamin E, moisturizers, or aloe. Cream lipsticks These lipsticks are smooth and less shiny than lip glosses. They provide an even and smooth look and contain more wax which helps protect the lips from drying out.

4 best air purifiers in the market right now

4 best air purifiers in the market right now

Air purifiers are intelligent devices that rid the air around us of pollen, dander, mold, and other chemicals that can cause various respiratory illnesses. They filter out these tiny particles and provide us with cleaner air and, thus, a better quality of life. However, you must select only those products that are equipped with an efficient filtration system. Here are the best air purifiers currently in the market that you can consider. Blueair Blue Pure 411 If you’re looking for something that fits well in your modest-sized room and matches your décor, this might be just what you want. The Blue Pure 411 air purifier comes with three filtration systems – mechanical, electrostatic, and an activated carbon filter that reduces odor. These work in harmony to provide smoke, odor, dander, and pollen-free air. But that’s not all; Blueair claims that their three-tier filtration system can clean an area of 160 sq. ft., five times an hour! However, the model has a few drawbacks. It doesn’t sport a display and a timer to turn it on or off automatically. Coway AP-1512HH If you want an effective and eco-friendly air purifier, take a look at this one. The Coway AP-1512HH is equipped with a four-filter system, including a pre-filter, deodorization filter, HEPA filter, and, lastly, a vital ion filter.

7 essentials to elevate a living room

7 essentials to elevate a living room

The living room is the most used space; it is the hub of the house where you spend the most time in and entertain guests. These aspects make it all the more essential to ensure the living room is comfortable, aptly furnished, and looks aesthetically pleasing. A common problem most people face is how to fill a large space. This article sheds light on some essential items that will pull the living room together. Couch Furniture plays a huge role in home design, as it dictates the flow of movement. When it comes to the living room, the first item you should choose is a couch that fits your space. It is often the largest piece of furniture in the room and of prime importance to set the right tone for a living space. Buy one that looks pleasing to the eye and has a sturdy frame, good-quality padding, and durable springs. Chairs or recliners It doesn’t matter if you call it a reading chair, an armchair, or an accent piece; your living room is incomplete without one. Chairs are a great way to add extra seating, and depending on the size of your space, you can choose a sleek mid-century modern chair, a vintage piece, or a chaise lounge. Lights The right lamp and the right style can change the look of a living room.

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4 popular credit cards for college students

4 popular credit cards for college students

A good credit score is essential as it can be a criterion for lucrative job prospects or renting an apartment. Moreover, a good credit score is an uncompromisable necessity while applying for a loan that has terms and conditions that favor you. To ensure that you have a good credit score, it is better to start building it young and early. One of the easiest ways to do so is by applying for a student credit card from prominent credit cards companies. Now, there are several credit cards companies that offer lucrative credit cards, making choosing the right one confusing. To help you narrow down your choices, here are some of the best credit cards companies that offer student credit cards. Bank of America® Travel Rewards Credit Card for Students: One of the biggest credit card companies in the country Bank of America offers a slew of benefits with its student credit card. With each dollar spent using this card, students can earn 1.5 points. This applies to purchases without any caps. The points can be redeemed as discounts on hotels, flights, rental cars, and vacation packages. There are no restrictions or blackout dates applicable for availing these discounts. With no foreign transaction fee or annual fee, the card allows one to earn nearly 25,000 points on spending about $1000 in the first 90 days.

What you must know about guaranteed business loans

If you’re looking for funding your small business with a loan, you’ll most likely come across the term “guaranteed business loans.” People often misunderstand this term as business loans that are guaranteed to be approved. But, this is not what guaranteed business loans means. To clarify the confusion, let’s understand what the term actually means, and discuss the most popular types of guaranteed business loans. What are guaranteed business loans? In simple terms, guaranteed business loans in the world of small business loans refer to loans that are secured or backed by a guarantee. The guarantee can be in the form of collateral, deposit, or an agreement. This essentially means that the lender is guaranteed to receive their money back even if the borrower fails to pay. When we talk about guaranteed business loans, we refer to loans with a personal guarantee or, more commonly, loans guaranteed by the small business administration (SBA). Let’s take a look at both these types. Personally guaranteed business loans As you understand from the term “personal,” when you make a personal guarantee on a business loan, you essentially agree to sell your assets to pay off the loan, if your business is unable to do so.

5 mistakes to avoid when investing in a high dividend ETF

Exchange-traded funds (ETF) have been gaining popularity in the investment sector for some time now. Along with mutual funds, they have been one of the most preferred investment options among investors. With investors having pumped in billions of dollars in ETFs by now, these funds sure seem like a lucrative investment avenue. However, financial experts suggest treading this path carefully so as to avoid unforeseeable losses. Here are a few mistakes that you can avoid while investing in high dividend ETFs: Overlooking long-term investment Looking at long-term goals is the golden rule when it comes to any type of investment. However, seasoned investors invest in ETFs on a short-term basis through a type of trading called intraday trade. This type of trading allows the investors to buy and sell stocks and other investments on the same day. However, if not thought out carefully, investing in high dividend ETFs through intraday trading can result in lower returns and higher trading costs. Buying an ETF simply based on its name This is one of the most common mistakes people make when investing in high dividend ETFs. Investors may think that an ETF’s name provides an insight into its investment reach, i.e., whether the ETF has local or/and global investors.

How to qualify for a reverse mortgage

A reverse mortgage provides the elderly access to equity in their homes and supplements their income. With its flexible repayment option, it gives homeowners more control over their money. However, the government has laid out strict rules and guidelines concerning reverse mortgage eligibility criteria. So, if you’re considering a reverse mortgage, read on to know the reverse mortgage eligibility criteria and the types of reverse mortgages. Reverse mortgage eligibility criteria The first criterion for a reverse mortgage is that the primary homeowner must be at least 62 years of age. If your spouse is under the age of 62, you might still be eligible if you meet other reverse mortgage eligibility criteria. If you’re not 62 or older than 62, then you won’t qualify for a reverse mortgage even if you satisfy the criteria mentioned below. You must be the primary resident of the home you’re seeking a reverse mortgage for. Note that vacation homes or rental properties do not qualify. You must either entirely own the house or have at least 50% equity in it. If you have any mortgage balance remaining while applying for a reverse mortgage, you must be in a financial position to pay off that balance.

5 benefits of opting for debt settlement

Debt settlement can be a financial lifesaver for many. Managing debt is quite a difficult task. With every advancing payment due date, one may feel their finances getting tighter and tighter. Between paying for a house mortgage, student loans, credit card debt, personal loans, and many other debts, it is quite common to miss out on paying one payment. Although it may not seem like a big problem initially, this is not good for financial health in the long term. This is where debt settlement comes in. There are multiple benefits to availing debt settlement offered by some of the top 10 debt settlement companies. No more bills With debt settlement, no more bills will be incoming in the mailbox. Debt settlement results in the closure of a debt account by the creditor. In such cases, one will not be able to use their credit cards again. However, this can be beneficial since it will prevent further debt in the future. With debt settlement, there is a permanent erasure of debt. No more collection calls With mounting debt, the calls of creditors are always incessant. If one if falling behind on too many bills, they are bound to be subjected to creditor calls throughout the day.